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SWISS FIDUCIARY & STRATEGIC FINANCIAL LEADERSHIP

Executive CFO Leadership on Demand

We help growing businesses, service companies, and cross-border entrepreneurs gain complete cash-flow clarity, robust financial controls, and seamless Swiss compliance — without the overhead of a full-time finance executive.

Our services

Strategic Fractional CFO

  • Cash-Flow Optimization & Working Capital Planning

  • Financial Modeling, Margins & Unit Economics

  • Budgeting, KPI Dashboards & Executive Board Reporting

  • Preparation for Financing, Mergers, or Succession

Swiss Fiduciary & Tax Compliance

  • Annual Financial Statements (Swiss Code of Obligations / OR)

  • Corporate & Cantonal/Federal Tax Filings

  • MWST / Swiss VAT Compliance & Cross-Border Advisory

  • Payroll, Social Security & Statutory Filings

Cloud Systems & Digital Architecture

  • End-to-end setup in modern cloud platforms (Bexio & digital workflows)

  • Paperless invoice, receipt, and expense reconciliation

  • Intercompany structuring between Switzerland and the EU (Portugal)

Testmonials

“Thanks to her professionalism, know-how, and direct communication skills Ms Quesado has become an indispensable member of our team. She has managed to (re) organize the association’s accounting in a way that is both clear, efficient, and easy to understand and is also coming up with creative solutions to help plan the association’s funding opportunities in view of our expansion. We highly recommend any company to work with her.”

Lili Centre

Who we serve

  • Growing Swiss SMEs: Companies reaching CHF 1M–10M+ in turnover that have outgrown basic bookkeeping and need real management insight.

  • Service Firms & Private Practices: Medical clinics, consultancies, and specialized agencies looking to safeguard margins and structure tax efficiency.

  • Cross-Border Entrepreneurs: Founders operating entities across Switzerland and the EU seeking seamless intercompany harmony.

About Cristina

With extensive experience across Swiss fiduciary compliance and cross-border financial management, I bridge the gap between day-to-day accounting rigor and top-level strategic growth.

As your Fractional CFO, I act as an objective, trusted sparring partner for founders and leadership teams, ensuring every decision is backed by clean numbers and predictable cash flow.

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Visualize a world where:

  • You never have to worry about how you’ll pay your bills or salaries.

  • You understand the numbers within your business and how to use them to guide your decisions.

  • Whenever you have a question, you have a trusted advisor to turn to who already knows your business and goals.

  • You felt confident that you will achieve even your most ambitious growth target.

This doesn't have to be a dream. This can be your reality!

 

Once you have your business finances organized, you will be able to plan and make decisions easily.

You will transform your business and reach your financial goals.

 

Even if you have a little financial knowledge.

 

Even if you do not have much time.

 

Even if you feel overwhelmed today.

 

Together, we can make a greater impact!

Want to know more and feel empowered by your numbers?

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SMART BUSINESS

Smart Business — Fractional CFO & Fiduciary Advisory for Growing Businesses in Switzerland

© 2026 Cristina Quesado| + WEBSITE BY SMARTBUSINESS

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